Employee Benefits

• Group Medical and Prescription Programs
  Group Associates offers fully-insured and self-insured medical and prescription programs through recognized national and state insurance carriers, ie., Blue Cross and Blue Shield, Blue Care Network, Aetna, Humana, Assurant, Health Alliance Plan (HAP), HealthPlus of Michigan, Care Choices and PharmaCare (a prescription management program), and a host of other carriers.
  
  
• Group Dental Programs
  Group Associates offers many different types of dental programs insured through Guardian/First Commonwealth, Delta Dental, MetLife, DenCap, Shenandoah, CIGNA, and many other carriers.
  
  
• Group Vision Programs
  Vision Programs are offered through EyeMed Vision Care, Vision Service Plan (VSP) and Avesis, just to name a few.
  
  
• Group Disability, Life and Accidental Death & Dismemberment (AD&D)
  Group Associates will design programs depending on your company's needs/requirements, and place coverage with fully insured carriers, such as The Hartford, Lincoln Financial, Principal Financial, and UnumProvident.
  
  
• Section 125 Plans
  Section 125 Plans allow employees to pay for group health premium contributions on a pre-tax basis, reducing taxable income and allowing employees to take home a larger portion of income.
  

Employer Benefits

• Plan Design
  Group Associates will work with you to develop a plan that best meets your needs. We will work with you as you consider various plan designs and employee contribution strategies.
  
  
• Marketing
  Group Associates will work with you to find the best markets for the plans you want to offer your employees.
  


• Communications
  We will help you create employee communications material, including new plan announcements, open enrollment announcements and new employee enrollment packages.
  
  
• COBRA Services
  Group Associates provides full COBRA administration. Administration includes mailing the initial notification, sending COBRA election forms and collecting COBRA premium on your behalf.
  
  
• Billing Services
  For qualified accounts, Group Associates offers consolidated billing for all lines of coverage (regardless of carrier), with billings subtotaled to meet our client’s needs. We can prepare computer-generated reports and transmit them electronically on your behalf.
  
  
• Enrollment Services
  Group Associates offers full enrollment services, including employee meetings, call-in centers and Internet-based enrollment. We can coordinate new hire enrollment and open enrollment.
  
  
• Billing & Claim Issues
  Let Group Associates personnel work on your behalf to resolve administrative issues.
  
  
• Employee Benefit Statements
  Group Associates can create customized and individualized employee benefit statements so you can communicate plan costs to each employee, reflecting each employee’s specific enrollment.